Mortgage Loans

Showing you a path to home.

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  • 5-star Mortgage Loan Officers on
  • Local underwriting and processing of your loan
  • Fast approvals and closings
  • Local servicing of conventional mortgages
  • Low fees and competitive rates save you money

Account Descriptions

Account Type
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Conventional Fixed-Rate Mortgage
Purchasing a new home with a fixed interest rate for the life of the loan

fixed-rate mortgage head

Whether you’re purchasing your very first home or interested in refinancing your current one, Pathways has the product to make your home ownership goals a reality.

  • Carry the same interest rate for the life of the loan – the most popular type of home loan
  • Terms up to 30-years available
  • Down payment requirements as little as 3%
  • Predictable monthly payments
  • Low, competitive interest rates
Adjustable Rate Mortgage
Purchasing a new home with more flexibility in interest rate

A great option for those who want a lower monthly payment initially but anticipate being able to afford higher payments in the future or those who plan to sell or refinance their home within the fixed period.

  • Low, competitive interest rates
  • Start with a fixed interest rate for a set period of time, then adjusting when interest rates change over the life of the loan
  • Ask us about our popular 7/1 ARM!
The Game Changer Mortgage
Taking advantage of historically low interest rates while simultaneously paying off your loan sooner.

12 year fixed rate

  • NO CLOSING COSTS to refinance under the Game Changer Mortgage*
  • Lower your interest rate and potentially your monthly payment!
  • Reduce the amount of time owed on your mortgage

*No closing costs due at the time of application.  Existing Pathways loans: closing cost fee of $1350 charged for all Pathways mortgage loans refinanced to a lower rate under Game Changer.

FHA and VA Loans
Purchasing a new home when you may qualify for special government insured housing programs


Pathways offers FHA (Federal Housing Administration) and VA (Department of Veterans Affairs) loans.

  • Low or no down payment options
  • Flexible credit requirements

Contact a Specialist

Contact a Specialist

Contact us to learn more about how we can help you!

Contact Our Mortgage Lending Team Today!